I’m buying my first home and am probably going to go with Allstate Insurance for my Homeowner’s coverage. Does anyone know which dog breeds aren’t covered by Allstate in California?
If you already have a policy with Allstate, you should be able to look at your policy to find out which breeds will not be covered. You can also sometimes look on their home website. You can also check with an agent. If you have a policy currently and are thinking about purchasing a pet which you obviously are wondering about, I would definetly get a list in writing of uninsurable breeds. Anyone give incorrect information verbally. Cover yourself.
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Best bet is to talk to an Allstate agent. I’m in California. I know from talking to a friend who is a State Farm agent that they will not cover any breed which has a reputation, undeserved or not, of being a biter or vicious, or will charge a huge extra premium for coverage. And if your dog bites someone, they may cancel your coverage even if the dog doesn’t have a bad reputation.
References :
If you already have a policy with Allstate, you should be able to look at your policy to find out which breeds will not be covered. You can also sometimes look on their home website. You can also check with an agent. If you have a policy currently and are thinking about purchasing a pet which you obviously are wondering about, I would definetly get a list in writing of uninsurable breeds. Anyone give incorrect information verbally. Cover yourself.
References :
call your agent and ask them, they should be able to tell you. its good you are looking into it as most people don’t until they have a problem and find out the dog was not covered. its a pretty standard list throughout insurance…pitbulls, rotts, akitas, etc…. your agent can give you the full list
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